Malware for profit: spyware, botnets, loggers, and dialers

During the 1980s and 1990s, it was usually taken for granted that malicious programs were created as a form of vandalism or prank. More recently, the greater share of malware programs have been written with a financial or profit motive in mind. This can be taken as the malware authors' choice to monetize their control over infected systems: to turn that control into a source of revenue.

Since 2003 or so, the most costly form of malware in terms of time and money spent in recovery has been the broad category known as spyware. Spyware programs are commercially produced for the purpose of gathering information about computer users, showing them pop-up ads, or altering web-browser behavior for the financial benefit of the spyware creator. For instance, some spyware programs redirect search engine results to paid advertisements. Others often called "stealware" by the media overwrite affiliate marketing codes so that revenue goes to the spyware creator rather than the intended recipient.

Spyware programs are sometimes installed as Trojan horses of one sort or another. They differ in that their creators present themselves openly as businesses, for instance by selling advertising space on the pop-ups created by the malware. Most such programs present the user with an end-user license agreement which purportedly protects the creator from prosecution under computer contaminant laws. However, spyware EULAs have not yet been upheld in court.

Another way that financially-motivated malware creator can monetize their infections is to directly use the infected computers to do work for the creator. Spammer viruses, such as the Sobig and Mydoom virus families, are commissioned by e-mail spam gangs. The infected computers are used as proxies to send out spam messages. The advantage to spammers of using infected computers is that they are available in large supply (thanks to the virus) and they provide anonymity, protecting the spammer from prosecution. Spammers have also used infected PCs to target anti-spam organizations with distributed denial-of-service attacks.

In order to coordinate the activity of many infected computers, attackers have used coordinating systems known as botnets. In a botnet, the malware or malbot logs in to an Internet Relay Chat channel or other chat system. The attacker can then give instructions to all the infected systems simultaneously. Botnets can also be used to push upgraded malware to the infected systems, keeping them resistant to anti-virus software or other security measures.

Lastly, it is possible for a malware creator to profit by simply stealing from the person whose computer is infected. Some malware programs install a key logger, which copies down the user's keystrokes when entering a password, credit card number, or other information that may be useful to the creator. This is then transmitted to the malware creator automatically, enabling credit card fraud and other theft. Similarly, malware may copy the CD key or password for online games, allowing the creator to steal accounts or virtual items.

Another way of stealing money from the infected PC owner is to take control of the modem and dial an expensive toll call. Dialer (or porn dialer) software dials up a premium-rate telephone number such as a U.S. "900 number" and leave the line open, charging the toll to the infected user.

http://en.wikipedia.org/wiki/Malware